It’s pretty tough when it’s a small business that has a security breach but when one of the 3 major credit reporting agencies has a security breach, it is a major problem. Especially for the more than 143 million Americans recently affected by the Equifax breach. That's nearly half of the entire country that was exposed in the security breach at Equifax. The personal information lost includes; Names, addresses, Social Security numbers, birthdates, and driver license numbers.
It’s crucial to stay proactive in securing your information to ensure it isn’t misused by hackers. If you are one of the hacked, keeping track of all your credit cards and other accounts will be vital in finding a breach sooner rather than later. Here’s some tips to help you stay proactive.
* Statements. Be sure to carefully review all of your bank, credit card, and investment statements, etc. Hackers sometimes start with a small charge or withdrawal that you may not even notice at first, thinking maybe it was a purchase or withdrawal that you have forgotten about. Also, don’t forget to review cards that you may not use often for charges you didn’t make.
* Review credit reports. Look for suspicious items on your reports. Were there any new accounts opened in your name? Check all 3 credit reporting agencies: Equifax, Experian and TransUnion. You can get a free annual report from each agency by visiting www.annualcreditreport.com. It may be a good idea to stagger these reports, perhaps one from each of the agencies every 4 months. Be aware that there will be a small fee for frequent checks.
* Check the Equifax website. Go to www.equifaxsecurity2017.com and enter your last name and last 6 digits of